With over 25 years industry experience through the highs and lows of the mortgage market, we are confident that we can deliver the very best products and services to our clients.
We pride ourselves on exceeding our customer’s expectations in finding the best rates, service, and options for a mortgage that’s right for you. Whether you want the lowest rate possible, a fixed rate for peace of mind, or a more complex financing package, we will work with you to find a mortgage that matches your needs.
Our consultants are fully qualified and authorised by the Financial Conduct Authority, and we pride ourselves on finding the best solutions to make your dreams become reality.
Not only do we help you with your mortgage, but we make sure you and your family are fully protected by looking at life insurance, income protection and home insurance to give you total peace of mind, from a company you can trust.
Mortgages
Buying your first home is the most important purchase you will ever make. Add to this the vast array of mortgage products from fixed rates, discount rates, tracker schemes, etc, which can leave you totally stressed and confused. We are the specialists, and we will source the right mortgage for your needs. If you have any worries just call us and we will do our utmost to help. In the meantime, you can check your credit score below.
Thinking of a Remortgage?
When you remortgage, you’re switching your current mortgage to a new deal, and to a new lender. You may be looking at a remortgage as your current fixed rate has finished, and you would like to refix for peace of mind. It could be that you would like to raise some cash from the equity in your home, to carry out home improvements or to buy an investment property or a holiday home. You may have lots of unsecured debt that you would like to pay off, so that you have just one lower monthly payment to help with the cost of living.
Buy To Let Mortgages (BTL)
Buy To Let should not be seen as an easy way to make money, and should be viewed as a long term venture. You would need to have a deposit of around 25% towards the purchase of your BTL property. The rental income then needs to cover the mortgage payments.
Life Insurance, Critical Illness Cover, Family Income Benefit
Your family is your most precious possession and unfortunately none of us know what’s around the corner. It’s important to ensure you are covered to prevent any stress for your family in the future. Whether you need life insurance, critical illness cover or family income benefit, we can look for the right cover for your needs.
Building & Contents Insurance
If you have a mortgage, your lender will insist that the mortgage property has adequate buildings insurance in place. At the same time, it is sensible to consider that you have contents cover. We can include options such as: accidental damage, legal protection, new for old, and away from home cover as part of your insurance plan.